Recently I was reading Lifeonaire by by Steve Cook and Shaun McCloskey. My husband picked it up because he had heard the authors speaking at an RPOA meeting and really like what they had to say. When it came in the mail, I was instantly intrigued by what it said on the back, but set it aside. My husband, on the other hand, read it in a few days and told me I should read it, because it went along with our minimalist efforts. Since I always have five books going, I wasn't too quick to pick it up. I am so glad I did.
Trapped in A Cycle of Debt
Before I picked up this book, I felt like my life was being paved to be ready to really take in what this book had to say. My husband and I already began minimizing our things in order to experience more life. We already tried to be more conscientious about our spending and discussed ways to get out of debt... again. Because once was not enough for us, we had to learn the lesson twice, but this time we wanted to be mortgage free as well.
The book then talked about how when we graduate high school, we are expected to start college. To pay for college, we assume we should get student loans. To travel to school, we buy a car. Again taking out yet another loan. Then we graduate, buy a house - with a mortgage. We then start life hundreds of thousands of dollars in debt before we even turn twenty-five.
Due to all of that debt, we end up serving banks for 30+ years just to pay back what we already bought but don't yet truly own. Then we continue this cycle as we get bigger and better incomes, buy bigger and better things, with bigger and not better loans. Yet instead of more free and more fulfilled, we find we are more trapped and less content.
A Different Way of Thinking
It made me realize when my husband and I made a quarter of the income we make now, our life was freer and more joyful. We fell into the same trap as many others have fallen. We need to change what we are doing, because what we are doing and the way we are thinking just is not working. We want to enjoy our kids, each other, our life. The way we kept thinking was if we made more money, things would be easier. What we needed to think was if we spend less, then life will be easier, we will feel freer, and we would feel more fulfilled. It caused us to reevaluate our wants, our needs, and our choices. That's why we decided to sell our 2,700 square foot, 5 bedroom house for a smaller three bedroom house. One we could pay off in a short time, not thirty years.
Achieving Our Goals
We are still trying to figure out what changes we need to make to achieve our goal, and still trying to figure out what it all means, how we are going to become debt free (again); this time mortgage and all. At least we have a plan or a semblance of a plan. We know we want my husband to stop working 80 hours a week. We don't know exactly how their goals will be achieved but through our minimalist lifestyle, paying off our debt, we hope we can achieve the life we want sooner. I do know the changes we have already made has led to happier daughters, a more joyful life, and a more relaxed husband. If you have ever thought I wish I made more money or I wish I had more time, I strongly recommend you read Lifeonaire. (Included is an affiliate link to buy the book.)
This Christian mom is far from perfect, but continually strives to grow and develop. She is an avid reader of both fiction and non-fiction and focuses a lot on personal growth. She loves to share what she has learned through her studies and her own failures, as well as walks alongside other mothers as they learn together the ins and outs of parenting.